Once anyone has reached the age where they have accrued assets and wish to confer those assets to their descendants, dependants, or simply family and friends, it is time to write a will. Will writing can be a confusing process for some because little is known of how to actually create the legal document required…
The second largest pool of debt in the US is student loan debt, a little more than $1.5 trillion these days. Only the nation’s pool of mortgage debt exceeds the amount of money owed by those who have borrowed to go to school. Regardless of how much one hears that more education is essential to…
One of my favorite questions to ask people when we get into a discussion about money or monetary policies is, “If you take a five-dollar bill to the Federal Reserve, what will they give you for it?” Most people struggle for an answer. That’s a fair commentary on our current monetary system here in the…
My daughter stopped by and took me to brunch to celebrate the 43rd anniversary of my 39th birthday. We went to a new “New York” deli that despite its claim had no liverwurst on the menu. That’s one of the many variations in dining out offerings I have seen in recent years. Not the least…
Over the past few years, cremation has overtaken traditional burial as the preferred method of disposal of human bodies after death. Naturally, government entities have found a new way to “death tax” it. Today close to 55 percent of people in the United States prefer cremation. That’s up from more than double the percentage a…
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