Health & Medical

Medicare Advantage Program: Advantage to Whom? Not Senior Citizens

Fool Me Once, Shame on You… FOUR YEARS AGO, when I became eligible for Medicare, I was swamped by HMOs offering me the world to sign for their “free” policies instead of using Medicare. These for-profit programs were called Medicare+Choice. “Why,” I asked the smiling UnitedHealthcare salesman, “would anyone go with plain old Medicare?” UnitedHealthcare…

Health & Medical

When Medicare Advantage Isn’t: HR 3162 Senior Advocacy

Private Medicare Advantage program is costly and unfair. Now we can do something about it. It sounded so, well, so “something-for-nothing, what-have-you-to-lose?” The Medicare “Advantage” program would provide Carolyn and me with “more benefits than traditional Medicare, more predictable costs,” even worldwide coverage. “A smart investment in your health coverage,” the salesman assured us. But…

Health & Medical

Taking Medicare Plan by the Horns: This Senior Gets Gored

Yesterday, as former Sen. Bob Dole told bewildered neighbors here not to listen to those who say the new Medicare drug program is confusing, I was befuddled, overwhelmed, and finally mind-numbed by this most fiendishly complex can of worms that ever wiggled. I would so like to see Dole brave these swamps. But then, the…

Health & Medical

Medicare Extra Help a Lifesaver

3 – 4 Million Seniors Miss Out on This Low-Income Subsidy. Are You Among Them? When Dennis Carter and his wife, Linda, both 71 and living solely on their monthly Social Security payments, found they could no longer afford to pay for their medicine under Medicare Part D, they called for help, only to be…

Health & Medical

Medicare Supplements 101

Everything you ever need to know about… If you are one of over 40 million Americans currently on Medicare chances are that its structure and benefits are a book with seven seals to you. Getting to the bottom of all those deductibles and co-payments as well as knowing what an “allowable” charge is and what…

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